Privacy Policy
Last updated: September 24, 2026
SpendZen does not collect, sell, or upload your financial data. There is no account, no analytics SDK, and no advertising.
What stays on your iPhone
- Monthly pool, fixed bills, expenses, notes, wish goals, and settings are stored on the device.
- The Home Screen widget reads a snapshot from an App Group shared only between SpendZen and its widget extension.
- Deleting the app deletes this data. There is no server copy to restore.
Face ID
If you turn the lock on, iOS authenticates you on the device. SpendZen does not receive or store your biometric data.
Export
CSV or JSON export creates a file. It leaves the app only when you choose to share it.
Purchases
SpendZen Pro is a one-time in-app purchase processed by Apple. SpendZen does not receive your card number. Apple may tell the app that this Apple ID has unlocked Pro.
Privacy nutrition label
Data not collected. The app does not track you.
Contact
Questions: tangyumeng@gmail.com, or the support page.