Terms
Last updated: September 24, 2026
SpendZen is an iPhone app that calculates a daily safe-to-spend amount from numbers you enter. It is not a bank, not financial advice, and not a tax record.
The app
Your ledger stays on the device. You are responsible for the amounts you enter and for exporting a backup if you want one before deleting the app.
Purchases
SpendZen Pro is a one-time in-app purchase sold by Apple. The license for the app is Apple’s Licensed Application End User License Agreement. Refunds are handled by Apple.
This website
The pages at this address describe the app. They are not the app itself. The daily number shown here is an example, not your budget.